> For the complete documentation index, see [llms.txt](https://hyperstable.gitbook.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://hyperstable.gitbook.io/docs/protocol/borrow.md).

# Borrow

To borrow (mint) the USH stablecoin, users deposit one of the supported [Collateral Types](/docs/protocol/collateral-types.md) into the designated vault. Each vault has its own minimum [Health Factor](/docs/protocol/health-factor.md) requirement and [Interest Rate](/docs/protocol/interest-rates.md).<br>