# Borrow

To borrow (mint) the USH stablecoin, users deposit one of the supported [Collateral Types](https://hyperstable.gitbook.io/docs/protocol/collateral-types) into the designated vault. Each vault has its own minimum [Health Factor](https://hyperstable.gitbook.io/docs/protocol/health-factor) requirement and [Interest Rate](https://hyperstable.gitbook.io/docs/protocol/interest-rates).<br>